Privacy Policy

FACTS	What does Servana Financial Inc. do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Physical & Mailing Address Government issued ID Phone Numbers Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Servana Financial Inc. choose to share; and whether you can limit this sharing.

Reasons we can share your personal information:	Does Servana Financial Inc. share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We Don’t Share
For our affiliates to market to you	No	We Don’t Share
For nonaffiliates to market to you	No	We Don’t Share

Questions

Call 1-888-553-1337

Who We Are
Who is providing this notice?	Servana Financial Inc.
What We Do
How does Servana Financial Inc. collect my personal information?	We collect your personal information, for example, when you Apply for credit, or open an account with a client partner Use your credit or debit card, or pay us by check Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
How does Servana Financial Inc. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, and secured buildings.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial service companies, such as sales finance and debt collection companies.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates include the retail seller providing your product/service and financial services companies, such as sales finance and debt collection companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partner(s) include nonaffiliated financial companies that we may partner with to jointly market financial products or services to you.

Other important information

Changes to this notice: We may modify this Privacy Notice from time to time. When we make material changes to this Notice we will post a link to the revised Notice on the homepage of our site. You can tell when this Notice was last updated by looking at the date at the bottom of the Notice. Any changes to our Notice will become effective upon posting of the revised Notice on the site. Use of the site, any of our products and services, and/or providing consent to the updated Notice following such changes constitutes your acceptance of the revised Notice then in effect.

Annual Notice Requirements: We are required by applicable law to provide you with a copy of our Privacy Policy annually. We may do this in a variety of ways including by mail, email, and conspicuous notice on our website, depending on how you sign up for and use our products and services.

Please note: When you are no longer our customer, we continue to share your information as described in this notice. Important information about phone calls, texts, prerecorded and email messages: If, at any time, you provide to us, our affiliates or designees contact numbers that are wireless telephone number(s) including, but not limited to, cell or VoIP numbers, you are consenting to us using an automated dialing system to call or text you, or to send prerecorded messages to you, in order to service, and collect on, any personal account(s) and business account(s) for which you are an authorized signer, guarantor or designated contact person, but not to market to you. For any type of phone calls with us, you consent that the call may be monitored or recorded for quality control and training purposes. By providing your email address, you consent to receive electronic mail from us.

Questions? Call 1-888-553-1337

Vermont Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization.

California & Nevada Residents We will not share information we collect about you with nonaffiliated third parties, except as permitted by the laws of your State, such as to process your transactions or to maintain your account. In addition, we will not sell your information to third parties.

For our everyday business purposes, we may share your personal information with the merchants and service providers where you use your Account and their related companies. You cannot limit this sharing.